El Sereno, San Carlos Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

El Sereno, San Carlos Market Snapshot

El Sereno is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 17 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.75M
▲ Up 25.0% from September 2025
Up $549K from September 2025
Homes Sold
17
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$18,275/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$15,228
  • Property Tax$2,864
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
▲ 1 more day than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
107.0%
▲ Up from 105.5% in September 2025
Selling 7% above asking
% Sold Over Asking
53%
More than half of homes sold above their asking price
Active Listings
5
▼ Down 40.7% from September 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in El Sereno.

Median Sale Price
Up 25.0% year-over-year in El Sereno. Based on 17 sales in the last 3 months.
Homes Sold
21% more homes sold than a year ago in El Sereno.
Total Monthly Payment
Estimated monthly cost is up 33% from a year ago in El Sereno, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about El Sereno, San Carlos

Is now a good time to buy in El Sereno, San Carlos?

El Sereno, San Carlos is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do El Sereno, San Carlos home prices compare to the Bay Area average?

At $2.75M, El Sereno, San Carlos's median sits about 55% above the Bay Area average of $1.77M. El Sereno, San Carlos is on the higher end of the regional market.

Within San Carlos, this area trades about 11% above the city-wide median of $2.48M.

How competitive is El Sereno, San Carlos for buyers?

El Sereno, San Carlos is one of the Bay Area's more competitive markets:

  • Homes sell about 7% above asking on average
  • 53% close above list price
  • 13 days typical time to go pending
  • 18% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced El Sereno, San Carlos home?

At $2.75M with 20% down at 7.4%, your estimated total monthly cost is approximately $18,275:

  • $15,228 principal and interest
  • $2,864 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?