Howard Park, San Carlos Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Howard Park, San Carlos Market Snapshot

Howard Park is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 13 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.60M
Down 30.3% from July 2025
Down $698K from July 2025
Homes Sold
13
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,146/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,291
  • Property Tax$1,671
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
4 fewer days than in July 2025
Homes sell in a week or two
Sale-to-List Ratio
108.5%
Up from 102.5% in July 2025
Selling 9% above asking
% Sold Over Asking
54%
More than half of homes sold above their asking price
Active Listings
10
Up 92.9% from July 2025
About 2.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Howard Park.

Median Sale Price
Down 30.3% year-over-year in Howard Park. Based on 13 sales in the last 3 months.
Homes Sold
7% fewer homes sold than a year ago in Howard Park.
Total Monthly Payment
Estimated monthly cost is down 30% from a year ago in Howard Park, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Howard Park, San Carlos

Is now a good time to buy in Howard Park, San Carlos?

Howard Park, San Carlos is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Howard Park, San Carlos home prices compare to the Bay Area average?

At $1.60M, Howard Park, San Carlos's median is close to the Bay Area average of $1.80M.

Within San Carlos, this area trades about 35% below the city-wide median of $2.48M.

By home type:

  • Condos at $1.26M
  • Single-family homes at $2.92M
What price range should I budget for in Howard Park, San Carlos?

Prices in Howard Park, San Carlos depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.26M
  • Single-family homes at $2.92M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Howard Park, San Carlos for buyers?

Howard Park, San Carlos is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 54% close above list price
  • 10 days typical time to go pending
  • 19% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Howard Park, San Carlos home?

At $1.60M with 20% down at 6.71%, your estimated total monthly cost is approximately $10,146:

  • $8,291 principal and interest
  • $1,671 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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