Santa Clara North Central, Santa Clara Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Santa Clara North Central, Santa Clara Market Snapshot

Santa Clara North Central still favors sellers, but the market is cooling. Here's where things stand:

Based on 34 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.87M
Up 7.8% from July 2025
Up $135K from July 2025
Homes Sold
34
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,806/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,673
  • Property Tax$1,950
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
11 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
104.7%
Down from 106.5% in July 2025
Selling 5% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
25
Up 105.4% from July 2025
About 2.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Clara North Central.

Median Sale Price
Up 7.8% year-over-year in Santa Clara North Central. Based on 34 sales in the last 3 months.
Homes Sold
13% more homes sold than a year ago in Santa Clara North Central.
Total Monthly Payment
Estimated monthly cost is up 7% from a year ago in Santa Clara North Central, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Clara North Central, Santa Clara

Is now a good time to buy in Santa Clara North Central, Santa Clara?

Santa Clara North Central, Santa Clara still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Santa Clara North Central, Santa Clara home prices compare to the Bay Area average?

At $1.87M, Santa Clara North Central, Santa Clara's median is close to the Bay Area average of $1.80M.

Within Santa Clara, this area trades about 10% above the city-wide median of $1.70M.

By home type:

  • Single-family homes at $1.90M
  • Condos at $705K
  • Townhomes at $1.61M
What price range should I budget for in Santa Clara North Central, Santa Clara?

Prices in Santa Clara North Central, Santa Clara depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.90M
  • Condos at $705K
  • Townhomes at $1.61M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Santa Clara North Central, Santa Clara for buyers?

Santa Clara North Central, Santa Clara currently favors sellers:

  • Homes sell about 5% above asking on average
  • 60% close above list price
  • 21 days typical time to go pending
  • 24% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Santa Clara North Central, Santa Clara home?

At $1.87M with 20% down at 6.71%, your estimated total monthly cost is approximately $11,806:

  • $9,673 principal and interest
  • $1,950 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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