Santa Clara North Central, Santa Clara Housing Market · 2026

Data through Mar 2026

Santa Clara North Central, Santa Clara Market Snapshot

Santa Clara North Central is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 20 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.88M
Down 4.6% from March 2025
Down $91K from March 2025
Homes Sold
20
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,647/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,511
  • Property Tax$1,953
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
2 fewer days than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
106.7%
Down from 112.8% in March 2025
Selling 7% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
20
Up 25.0% from March 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Clara North Central.

Median Sale Price
Down 4.6% year-over-year in Santa Clara North Central. Based on 20 sales in the most recent month.
Homes Sold
17% fewer homes sold than a year ago in Santa Clara North Central.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in Santa Clara North Central, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Clara North Central, Santa Clara

Is now a good time to buy in Santa Clara North Central, Santa Clara?

Santa Clara North Central, Santa Clara is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Santa Clara North Central, Santa Clara home prices compare to the Bay Area average?

At $1.88M, Santa Clara North Central, Santa Clara's median is close to the Bay Area average of $1.88M.

Within Santa Clara, this area trades about 15% above the city-wide median of $1.62M.

By home type:

  • Single-family homes at $2.15M
  • Condos at $690K
What price range should I budget for in Santa Clara North Central, Santa Clara?

Prices in Santa Clara North Central, Santa Clara depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.15M
  • Condos at $690K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Santa Clara North Central, Santa Clara for buyers?

Santa Clara North Central, Santa Clara is one of the Bay Area's more competitive markets:

  • Homes sell about 7% above asking on average
  • 60% close above list price
  • 9 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Santa Clara North Central, Santa Clara home?

At $1.88M with 20% down at 6.53%, your estimated total monthly cost is approximately $11,647:

  • $9,511 principal and interest
  • $1,953 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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