Santa Clara Southwest, Santa Clara Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Santa Clara Southwest, Santa Clara Market Snapshot

Santa Clara Southwest is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 24 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$2.13M
▼ Down 15.8% from September 2025
Down $401K from September 2025
Homes Sold
24
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$14,229/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,823
  • Property Tax$2,223
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
31 days
▲ 22 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
102.8%
▼ Down from 106.9% in September 2025
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
6
▲ Up 60.0% from September 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Santa Clara Southwest.

Median Sale Price
Down 15.8% year-over-year in Santa Clara Southwest. Based on 24 sales in the last 3 months.
Homes Sold
20% more homes sold than a year ago in Santa Clara Southwest.
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in Santa Clara Southwest, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Santa Clara Southwest, Santa Clara

Is now a good time to buy in Santa Clara Southwest, Santa Clara?

Santa Clara Southwest, Santa Clara is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Santa Clara Southwest, Santa Clara home prices compare to the Bay Area average?

At $2.13M, Santa Clara Southwest, Santa Clara's median is close to the Bay Area average of $1.77M.

Within Santa Clara, this area trades about 30% above the city-wide median of $1.64M.

How competitive is Santa Clara Southwest, Santa Clara for buyers?

Santa Clara Southwest, Santa Clara is a balanced market where neither side dominates:

  • Homes sell about 3% above asking on average
  • 50% close above list price
  • 31 days typical time to go pending
  • 31% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Santa Clara Southwest, Santa Clara home?

At $2.13M with 20% down at 7.4%, your estimated total monthly cost is approximately $14,229:

  • $11,823 principal and interest
  • $2,223 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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