Downtown Santa Rosa, Santa Rosa Housing Market · 2026

Data through Mar 2026

Downtown Santa Rosa, Santa Rosa Market Snapshot

Downtown Santa Rosa leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 6 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$662K
Down 1.2% from March 2025
Down $8K from March 2025
Homes Sold
6
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,231/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,358
  • Property Tax$690
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
83.5 days
19 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.2%
Up from 98.2% in March 2025
Selling 1% below asking
% Sold Over Asking
17%
Only 17% sold above asking. Few bidding wars right now
Active Listings
7
Up 16.7% from March 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Santa Rosa.

Median Sale Price
Down 1.2% year-over-year in Downtown Santa Rosa. Based on 6 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Downtown Santa Rosa.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in Downtown Santa Rosa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Santa Rosa, Santa Rosa

Is now a good time to buy in Downtown Santa Rosa, Santa Rosa?

Downtown Santa Rosa, Santa Rosa leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Downtown Santa Rosa, Santa Rosa home prices compare to the Bay Area average?

At $662K, Downtown Santa Rosa, Santa Rosa's median sits about 65% below the Bay Area average of $1.88M. Downtown Santa Rosa, Santa Rosa is among the most accessible parts of the Bay Area.

Within Santa Rosa, this area trades about 12% below the city-wide median of $750K.

By home type:

  • Condos at $425K
  • Single-family homes at $589K
What price range should I budget for in Downtown Santa Rosa, Santa Rosa?

Prices in Downtown Santa Rosa, Santa Rosa depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $425K
  • Single-family homes at $589K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Downtown Santa Rosa, Santa Rosa for buyers?

Downtown Santa Rosa, Santa Rosa currently leans toward buyers:

  • Homes sell about 0.8% below asking on average
  • 17% close above list price
  • 83.5 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Downtown Santa Rosa, Santa Rosa home?

At $662K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,231:

  • $3,358 principal and interest
  • $690 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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