Downtown South San Francisco, South San Francisco Housing Market · 2026

Data through May 2026

Downtown South San Francisco, South San Francisco Market Snapshot

Downtown South San Francisco is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.17M
Down 6.8% from May 2025
Down $85K from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,282/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,885
  • Property Tax$1,214
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
57 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
109.5%
Up from 98.7% in May 2025
Selling 10% above asking
% Sold Over Asking
86%
86% of homes sold above their asking price
Active Listings
7
· Up 0.0% from May 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown South San Francisco.

Median Sale Price
Down 6.8% year-over-year in Downtown South San Francisco. Based on 7 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Downtown South San Francisco.
Total Monthly Payment
Estimated monthly cost is down 9% from a year ago in Downtown South San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown South San Francisco, South San Francisco

Is now a good time to buy in Downtown South San Francisco, South San Francisco?

Downtown South San Francisco, South San Francisco is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Downtown South San Francisco, South San Francisco home prices compare to the Bay Area average?

At $1.17M, Downtown South San Francisco, South San Francisco's median sits about 37% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Downtown South San Francisco, South San Francisco is one of the more accessible corners of the Bay Area.

Within South San Francisco, this area trades about 14% below the city-wide median of $1.36M.

How competitive is Downtown South San Francisco, South San Francisco for buyers?

Downtown South San Francisco, South San Francisco is one of the Bay Area's more competitive markets:

  • Homes sell about 10% above asking on average
  • 86% close above list price
  • 11 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Downtown South San Francisco, South San Francisco home?

At $1.17M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,282:

  • $5,885 principal and interest
  • $1,214 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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