Sunshine Gardens, South San Francisco Housing Market · 2026

Data through May 2026

Sunshine Gardens, South San Francisco Market Snapshot

Sunshine Gardens still favors sellers, but the market is cooling. Here's where things stand:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.03M
· Up 0.0% from May 2025
Up $0 from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,459/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,203
  • Property Tax$1,073
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
20 days
8 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
106.2%
Up from 105.7% in May 2025
Selling 6% above asking
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
2
Down 50.0% from May 2025
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Sunshine Gardens.

Median Sale Price
Roughly flat year-over-year in Sunshine Gardens. Based on 7 sales in the most recent month.
Homes Sold
50% fewer homes sold than a year ago in Sunshine Gardens.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in Sunshine Gardens, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Sunshine Gardens, South San Francisco

Is now a good time to buy in Sunshine Gardens, South San Francisco?

Sunshine Gardens, South San Francisco still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Sunshine Gardens, South San Francisco home prices compare to the Bay Area average?

At $1.03M, Sunshine Gardens, South San Francisco's median sits about 44% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Sunshine Gardens, South San Francisco is one of the more accessible corners of the Bay Area.

Within South San Francisco, this area trades about 24% below the city-wide median of $1.36M.

By home type:

  • Single-family homes at $1.33M
  • Condos at $840K
What price range should I budget for in Sunshine Gardens, South San Francisco?

Prices in Sunshine Gardens, South San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.33M
  • Condos at $840K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Sunshine Gardens, South San Francisco for buyers?

Sunshine Gardens, South San Francisco currently favors sellers:

  • Homes sell about 6% above asking on average
  • 43% close above list price
  • 20 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Sunshine Gardens, South San Francisco home?

At $1.03M with 20% down at 6.49%, your estimated total monthly cost is approximately $6,459:

  • $5,203 principal and interest
  • $1,073 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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