Sunshine Gardens, South San Francisco Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Sunshine Gardens, South San Francisco Market Snapshot

Sunshine Gardens is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.40M
▲ Up 43.7% from September 2025
Up $427K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,427/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,780
  • Property Tax$1,463
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
40 days
▲ 14 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
104.5%
▼ Down from 108.9% in September 2025
Selling 4% above asking
% Sold Over Asking
60%
More than half of homes sold above their asking price
Active Listings
4
▲ Up 42.3% from September 2025
About 2.6 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Sunshine Gardens.

Median Sale Price
Up 43.7% year-over-year in Sunshine Gardens. Based on 5 sales in the last 3 months.
Homes Sold
58% fewer homes sold than a year ago in Sunshine Gardens.
Total Monthly Payment
Estimated monthly cost is up 51% from a year ago in Sunshine Gardens, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Sunshine Gardens, South San Francisco

Is now a good time to buy in Sunshine Gardens, South San Francisco?

Sunshine Gardens, South San Francisco is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Sunshine Gardens, South San Francisco home prices compare to the Bay Area average?

At $1.40M, Sunshine Gardens, South San Francisco's median sits about 21% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Sunshine Gardens, South San Francisco is one of the more accessible corners of the Bay Area.

Within South San Francisco, this area trades about 14% above the city-wide median of $1.23M.

By home type:

  • Single-family homes at $1.45M
  • Condos at $748K
What price range should I budget for in Sunshine Gardens, South San Francisco?

Prices in Sunshine Gardens, South San Francisco depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.45M
  • Condos at $748K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Sunshine Gardens, South San Francisco for buyers?

Sunshine Gardens, South San Francisco is a balanced market where neither side dominates:

  • Homes sell about 4% above asking on average
  • 60% close above list price
  • 40 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Sunshine Gardens, South San Francisco home?

At $1.40M with 20% down at 7.4%, your estimated total monthly cost is approximately $9,427:

  • $7,780 principal and interest
  • $1,463 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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