Somerset Highlands, Vallejo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Somerset Highlands, Vallejo Market Snapshot

Somerset Highlands is shifting toward buyers. Here's where things stand:

Based on 6 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$705K
Down 0.7% from July 2025
Down $5K from July 2025
Homes Sold
6
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,559/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,642
  • Property Tax$734
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
46 days
25 more days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
100.6%
Down from 102.1% in July 2025
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
3
Down 67.9% from July 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Somerset Highlands.

Median Sale Price
Down 0.7% year-over-year in Somerset Highlands. Based on 6 sales in the last 3 months.
Homes Sold
14% fewer homes sold than a year ago in Somerset Highlands.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in Somerset Highlands, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Somerset Highlands, Vallejo

Is now a good time to buy in Somerset Highlands, Vallejo?

Somerset Highlands, Vallejo currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Somerset Highlands, Vallejo home prices compare to the Bay Area average?

At $705K, Somerset Highlands, Vallejo's median sits about 61% below the Bay Area average of $1.80M. Somerset Highlands, Vallejo is among the most accessible parts of the Bay Area.

Within Vallejo, this area trades about 38% above the city-wide median of $510K.

How competitive is Somerset Highlands, Vallejo for buyers?

Somerset Highlands, Vallejo currently leans toward buyers:

  • Homes sell about 0.6% above asking on average
  • 33% close above list price
  • 46 days typical time to go pending
  • 40% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Somerset Highlands, Vallejo home?

At $705K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,559:

  • $3,642 principal and interest
  • $734 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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