Vallejo Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Vallejo Market Snapshot

Vallejo is shifting toward buyers. Here's where things stand:

Based on 266 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$510K
Down 2.9% from July 2025
Down $15K from July 2025
Homes Sold
266
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,348/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,634
  • Property Tax$531
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
41 days
2 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
100.4%
Up from 100.0% in July 2025
Selling at or near asking price
% Sold Over Asking
39%
39% of homes sold above asking, some competition
Active Listings
284
Down 13.0% from July 2025
About 3.3 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Vallejo.

Median Sale Price
Down 2.9% year-over-year in Vallejo. Based on 266 sales in the last 3 months.
Homes Sold
4% more homes sold than a year ago in Vallejo.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in Vallejo, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Vallejo housing market trends, 2021–2026

September 2021 median
$540K
$1,824/mo at 3.0%
Peak (June 2022)
$570K
July 2026 median
$510K
$2,621/mo at 6.7%

The median sale price in Vallejo is $510K — down 6% from $540K in September 2021. Over that stretch, the median peaked at $570K in June 2022 and bottomed at $500K in March 2026. That's right in line with the area's 5-year average of $532K. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $2,621 today, up 44% from $1,824 in September 2021. Most of that increase comes from mortgage rates (3.0% then vs. 6.7% now), not prices — at September 2021 rates, today's median would run about $1,721/mo.

Seasonally, the three months ending in October have been the busiest stretch for closings in Vallejo over the past 5 years (about 302 sales in that window on average, vs. 230 for the stretch ending in February), while competition has run hottest in the stretch ending in August (52% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about Vallejo

Is now a good time to buy in Vallejo?

Vallejo currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Vallejo home prices compare to the Bay Area average?

At $510K, Vallejo's median sits about 72% below the Bay Area average of $1.80M. Vallejo is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $528K
  • Condos at $291K
  • Townhomes at $560K
What price range should I budget for in Vallejo?

Prices in Vallejo depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $528K
  • Condos at $291K
  • Townhomes at $560K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Vallejo for buyers?

Vallejo currently leans toward buyers:

  • Homes sell about 0.4% above asking on average
  • 39% close above list price
  • 41 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Vallejo home?

At $510K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,348:

  • $2,634 principal and interest
  • $531 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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