ZIP 94103, San Francisco Housing Market

ZIP 94103, San Francisco Market Snapshot

ZIP 94103 offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 29 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.06M
Up 48.8% from March 2025
Up $347K from March 2025
Homes Sold
29
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,536/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,249
  • Property Tax$1,104
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
61.5 days
18 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
97.4%
Down from 98.0% in March 2025
Selling 3% below asking
% Sold Over Asking
24%
Only 24% sold above asking. Few bidding wars right now
Active Listings
75
Down 1.3% from March 2025
About 2.6 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94103, San Francisco.

Median Sale Price
Up 48.8% year-over-year in 94103, San Francisco. Based on 29 sales in the most recent month.
Homes Sold
42% fewer homes sold than a year ago in 94103, San Francisco.
Total Monthly Payment
Estimated monthly cost is up 44% from a year ago in 94103, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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