ZIP 94111, San Francisco Housing Market · 2026

Data through Jul 2026 · Part of the San Francisco housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94111, San Francisco Market Snapshot

ZIP 94111 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 14 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.65M
Down 3.5% from July 2025
Down $60K from July 2025
Homes Sold
14
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,442/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,537
  • Property Tax$1,721
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
22 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
99.5%
Up from 96.7% in July 2025
Selling 1% below asking
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
3
Down 78.6% from July 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94111, San Francisco.

Median Sale Price
Down 3.5% year-over-year in 94111, San Francisco. Based on 14 sales in the last 3 months.
Homes Sold
40% more homes sold than a year ago in 94111, San Francisco.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 94111, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94111

Is now a good time to buy in ZIP 94111?

ZIP 94111 is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do ZIP 94111 home prices compare to the Bay Area average?

At $1.65M, ZIP 94111's median is close to the Bay Area average of $1.80M.

This is close to the San Francisco city-wide median of $1.67M.

By home type:

  • Condos at $1.50M
  • Townhomes at $2.31M
What price range should I budget for in ZIP 94111?

Prices in ZIP 94111 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $1.50M
  • Townhomes at $2.31M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94111 for buyers?

ZIP 94111 is a balanced market where neither side dominates:

  • Homes sell about 0.5% below asking on average
  • 50% close above list price
  • 19 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94111 home?

At $1.65M with 20% down at 6.71%, your estimated total monthly cost is approximately $10,442:

  • $8,537 principal and interest
  • $1,721 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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