ZIP 94124, San Francisco Housing Market · 2026

Data through Mar 2026 · Part of the San Francisco housing market

ZIP 94124, San Francisco Market Snapshot

ZIP 94124 favors sellers and competition is intensifying. Here's the picture:

Based on 22 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$903K
Up 6.8% from March 2025
Up $58K from March 2025
Homes Sold
22
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,701/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,578
  • Property Tax$940
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
54 days
7 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
106.1%
Up from 101.5% in March 2025
Selling 6% above asking
% Sold Over Asking
59%
More than half of homes sold above their asking price
Active Listings
29
Down 42.0% from March 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94124, San Francisco.

Median Sale Price
Up 6.8% year-over-year in 94124, San Francisco. Based on 22 sales in the most recent month.
Homes Sold
50% fewer homes sold than a year ago in 94124, San Francisco.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in 94124, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94124

Is now a good time to buy in ZIP 94124?

ZIP 94124 favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do ZIP 94124 home prices compare to the Bay Area average?

At $903K, ZIP 94124's median sits about 52% below the Bay Area average of $1.88M. ZIP 94124 is among the most accessible parts of the Bay Area.

Within San Francisco, this area trades about 47% below the city-wide median of $1.70M.

By home type:

  • Single-family homes at $935K
  • Condos at $750K
  • Townhomes at $690K
What price range should I budget for in ZIP 94124?

Prices in ZIP 94124 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $935K
  • Condos at $750K
  • Townhomes at $690K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94124 for buyers?

ZIP 94124 currently favors sellers:

  • Homes sell about 6% above asking on average
  • 59% close above list price
  • 54 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94124 home?

At $903K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,701:

  • $4,578 principal and interest
  • $940 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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