ZIP 94146, San Francisco Housing Market

ZIP 94146, San Francisco Market Snapshot

ZIP 94146 is one of the most competitive markets in the Bay Area right now. Here's what you need to know:

Based on just 1 sale in July 2025. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through July 2025

SalesWhat are homes selling for?
Median Sale Price
$3.35M
Homes Sold
1
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$20,261/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$16,588
  • Property Tax$3,490
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
9 days
Homes sell in a week or two
Sale-to-List Ratio
134.3%
Selling 34% above asking
% Sold Over Asking
100%
100% of homes sold above their asking price
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94146, San Francisco.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is down 52% from a year ago in 94146, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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