ZIP 94158, San Francisco Housing Market · 2026

Data through Mar 2026 · Part of the San Francisco housing market

ZIP 94158, San Francisco Market Snapshot

ZIP 94158 is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 10 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$1.63M
Up 16.1% from March 2025
Up $225K from March 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,119/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,243
  • Property Tax$1,693
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
5 days
28 fewer days than in March 2025
Homes sell in under a week
Sale-to-List Ratio
103.5%
Up from 99.5% in March 2025
Selling 4% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
13
Up 85.7% from March 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94158, San Francisco.

Median Sale Price
Up 16.1% year-over-year in 94158, San Francisco. Based on 10 sales in the most recent month.
Homes Sold
23% fewer homes sold than a year ago in 94158, San Francisco.
Total Monthly Payment
Estimated monthly cost is up 13% from a year ago in 94158, San Francisco, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94158

Is now a good time to buy in ZIP 94158?

ZIP 94158 is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do ZIP 94158 home prices compare to the Bay Area average?

At $1.63M, ZIP 94158's median is close to the Bay Area average of $1.88M.

This is close to the San Francisco city-wide median of $1.70M.

How competitive is ZIP 94158 for buyers?

ZIP 94158 is one of the Bay Area's more competitive markets:

  • Homes sell about 4% above asking on average
  • 70% close above list price
  • 5 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced ZIP 94158 home?

At $1.63M with 20% down at 6.53%, your estimated total monthly cost is approximately $10,119:

  • $8,243 principal and interest
  • $1,693 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?