ZIP 94510, Benicia Housing Market · 2026

Data through Jul 2026 · Part of the Benicia housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94510, Benicia Market Snapshot

ZIP 94510 is shifting toward buyers. Here's where things stand:

Based on 83 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$829K
Up 10.9% from July 2025
Up $81K from July 2025
Homes Sold
83
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,330/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,283
  • Property Tax$863
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
34 days
1 fewer day than in July 2025
Buyers have time to decide
Sale-to-List Ratio
99.1%
Down from 99.9% in July 2025
Selling 1% below asking
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
87
Up 20.5% from July 2025
About 3.2 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94510, Benicia.

Median Sale Price
Up 10.9% year-over-year in 94510, Benicia. Based on 83 sales in the last 3 months.
Homes Sold
26% more homes sold than a year ago in 94510, Benicia.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in 94510, Benicia, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94510

Is now a good time to buy in ZIP 94510?

ZIP 94510 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 94510 home prices compare to the Bay Area average?

At $829K, ZIP 94510's median sits about 54% below the Bay Area average of $1.80M. ZIP 94510 is among the most accessible parts of the Bay Area.

This is close to the Benicia city-wide median of $828K.

By home type:

  • Single-family homes at $848K
  • Condos at $405K
  • Townhomes at $500K
What price range should I budget for in ZIP 94510?

Prices in ZIP 94510 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $848K
  • Condos at $405K
  • Townhomes at $500K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94510 for buyers?

ZIP 94510 currently leans toward buyers:

  • Homes sell about 0.9% below asking on average
  • 28% close above list price
  • 34 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94510 home?

At $829K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,330:

  • $4,283 principal and interest
  • $863 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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