ZIP 94539, Fremont Housing Market · 2026

Data through Mar 2026 · Part of the Fremont housing market

ZIP 94539, Fremont Market Snapshot

ZIP 94539 still favors sellers, but the market is cooling. Here's where things stand:

Based on 50 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$2.24M
Up 14.7% from March 2025
Up $287K from March 2025
Homes Sold
50
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,879/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,362
  • Property Tax$2,333
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
103.8%
Down from 105.6% in March 2025
Selling 4% above asking
% Sold Over Asking
58%
More than half of homes sold above their asking price
Active Listings
61
Up 24.5% from March 2025
About 1.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94539, Fremont.

Median Sale Price
Up 14.7% year-over-year in 94539, Fremont. Based on 50 sales in the most recent month.
Homes Sold
26% fewer homes sold than a year ago in 94539, Fremont.
Total Monthly Payment
Estimated monthly cost is up 12% from a year ago in 94539, Fremont, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94539

Is now a good time to buy in ZIP 94539?

ZIP 94539 still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do ZIP 94539 home prices compare to the Bay Area average?

At $2.24M, ZIP 94539's median is close to the Bay Area average of $1.88M.

Within Fremont, this area trades about 48% above the city-wide median of $1.51M.

By home type:

  • Single-family homes at $2.54M
  • Condos at $656K
  • Townhomes at $1.41M
What price range should I budget for in ZIP 94539?

Prices in ZIP 94539 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.54M
  • Condos at $656K
  • Townhomes at $1.41M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94539 for buyers?

ZIP 94539 currently favors sellers:

  • Homes sell about 4% above asking on average
  • 58% close above list price
  • 14 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94539 home?

At $2.24M with 20% down at 6.53%, your estimated total monthly cost is approximately $13,879:

  • $11,362 principal and interest
  • $2,333 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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