ZIP 94555, Fremont Housing Market · 2026

Data through May 2026 · Part of the Fremont housing market

ZIP 94555, Fremont Market Snapshot

ZIP 94555 favors sellers, but smart buyers can still win. Here's the picture:

Based on 51 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.60M
Down 4.9% from May 2025
Down $82K from May 2025
Homes Sold
51
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,926/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,077
  • Property Tax$1,666
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
1 more day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
104.4%
Up from 104.1% in May 2025
Selling 4% above asking
% Sold Over Asking
71%
71% of homes sold above their asking price
Active Listings
34
Down 5.6% from May 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94555, Fremont.

Median Sale Price
Down 4.9% year-over-year in 94555, Fremont. Based on 51 sales in the most recent month.
Homes Sold
12% fewer homes sold than a year ago in 94555, Fremont.
Total Monthly Payment
Estimated monthly cost is down 8% from a year ago in 94555, Fremont, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94555

Is now a good time to buy in ZIP 94555?

ZIP 94555 currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do ZIP 94555 home prices compare to the Bay Area average?

At $1.60M, ZIP 94555's median is close to the Bay Area average of $1.85M.

This is close to the Fremont city-wide median of $1.56M.

By home type:

  • Single-family homes at $1.91M
  • Townhomes at $955K
  • Condos at $688K
What price range should I budget for in ZIP 94555?

Prices in ZIP 94555 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.91M
  • Townhomes at $955K
  • Condos at $688K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94555 for buyers?

ZIP 94555 currently favors sellers:

  • Homes sell about 4% above asking on average
  • 71% close above list price
  • 13 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94555 home?

At $1.60M with 20% down at 6.49%, your estimated total monthly cost is approximately $9,926:

  • $8,077 principal and interest
  • $1,666 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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