ZIP 94550, Livermore Housing Market · 2026

Data through May 2026 · Part of the Livermore housing market

ZIP 94550, Livermore Market Snapshot

ZIP 94550 favors sellers, but smart buyers can still win. Here's the picture:

Based on 118 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.35M
Up 1.3% from May 2025
Up $17K from May 2025
Homes Sold
118
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,424/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,832
  • Property Tax$1,409
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
1 more day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
102.1%
Up from 102.1% in May 2025
Selling at or near asking price
% Sold Over Asking
54%
More than half of homes sold above their asking price
Active Listings
76
Down 11.6% from May 2025
About 0.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94550, Livermore.

Median Sale Price
Up 1.3% year-over-year in 94550, Livermore. Based on 118 sales in the most recent month.
Homes Sold
17% fewer homes sold than a year ago in 94550, Livermore.
Total Monthly Payment
Estimated monthly cost is down 2% from a year ago in 94550, Livermore, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94550

Is now a good time to buy in ZIP 94550?

ZIP 94550 currently favors sellers. Homes sell near or above asking, and well-priced listings move quickly. Buyers who come in prepared with strong financing and realistic expectations tend to succeed.

How do ZIP 94550 home prices compare to the Bay Area average?

At $1.35M, ZIP 94550's median sits about 27% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94550 is one of the more accessible corners of the Bay Area.

Within Livermore, this area trades about 13% above the city-wide median of $1.20M.

By home type:

  • Single-family homes at $1.45M
  • Condos at $593K
  • Townhomes at $699K
What price range should I budget for in ZIP 94550?

Prices in ZIP 94550 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.45M
  • Condos at $593K
  • Townhomes at $699K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94550 for buyers?

ZIP 94550 currently favors sellers:

  • Homes sell about 2% above asking on average
  • 54% close above list price
  • 11 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 94550 home?

At $1.35M with 20% down at 6.49%, your estimated total monthly cost is approximately $8,424:

  • $6,832 principal and interest
  • $1,409 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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