ZIP 94551, Livermore Housing Market · 2026

Data through Jul 2026 · Part of the Livermore housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94551, Livermore Market Snapshot

ZIP 94551 is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 127 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$965K
Down 5.9% from July 2025
Down $60K from July 2025
Homes Sold
127
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,174/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,986
  • Property Tax$1,005
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
1 fewer day than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
100.0%
Up from 99.8% in July 2025
Selling at or near asking price
% Sold Over Asking
41%
41% of homes sold above asking, some competition
Active Listings
89
Up 17.0% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94551, Livermore.

Median Sale Price
Down 5.9% year-over-year in 94551, Livermore. Based on 127 sales in the last 3 months.
Homes Sold
19% more homes sold than a year ago in 94551, Livermore.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in 94551, Livermore, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94551

Is now a good time to buy in ZIP 94551?

ZIP 94551 is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do ZIP 94551 home prices compare to the Bay Area average?

At $965K, ZIP 94551's median sits about 46% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94551 is one of the more accessible corners of the Bay Area.

Within Livermore, this area trades about 14% below the city-wide median of $1.12M.

By home type:

  • Single-family homes at $1.10M
  • Condos at $800K
  • Townhomes at $760K
What price range should I budget for in ZIP 94551?

Prices in ZIP 94551 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.10M
  • Condos at $800K
  • Townhomes at $760K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94551 for buyers?

ZIP 94551 is a balanced market where neither side dominates:

  • Homes sell about 0.0% below asking on average
  • 41% close above list price
  • 17 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94551 home?

At $965K with 20% down at 6.71%, your estimated total monthly cost is approximately $6,174:

  • $4,986 principal and interest
  • $1,005 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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