ZIP 95110, San Jose Housing Market

ZIP 95110, San Jose Market Snapshot

ZIP 95110 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 29 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$800K
Down 4.6% from March 2025
Down $39K from March 2025
Homes Sold
29
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,978/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,961
  • Property Tax$833
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
19 days
8 fewer days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
102.5%
Down from 104.7% in March 2025
Selling at or near asking price
% Sold Over Asking
48%
48% of homes sold above asking, some competition
Active Listings
40
Up 42.9% from March 2025
About 1.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95110, San Jose.

Median Sale Price
Down 4.6% year-over-year in 95110, San Jose. Based on 29 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in 95110, San Jose.
Total Monthly Payment
Estimated monthly cost is down 7% from a year ago in 95110, San Jose, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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