ZIP 95133, San Jose Housing Market · 2026

Data through May 2026 · Part of the San Jose housing market

ZIP 95133, San Jose Market Snapshot

ZIP 95133 still favors sellers, but the market is cooling. Here's where things stand:

Based on 60 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.16M
Up 6.9% from May 2025
Up $75K from May 2025
Homes Sold
60
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,236/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,847
  • Property Tax$1,206
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
22 days
10 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
103.1%
Down from 104.7% in May 2025
Selling 3% above asking
% Sold Over Asking
63%
More than half of homes sold above their asking price
Active Listings
40
Up 8.1% from May 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95133, San Jose.

Median Sale Price
Up 6.9% year-over-year in 95133, San Jose. Based on 60 sales in the most recent month.
Homes Sold
15% more homes sold than a year ago in 95133, San Jose.
Total Monthly Payment
Estimated monthly cost is up 4% from a year ago in 95133, San Jose, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95133

Is now a good time to buy in ZIP 95133?

ZIP 95133 still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do ZIP 95133 home prices compare to the Bay Area average?

At $1.16M, ZIP 95133's median sits about 38% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 95133 is one of the more accessible corners of the Bay Area.

Within San Jose, this area trades about 17% below the city-wide median of $1.40M.

By home type:

  • Single-family homes at $1.56M
  • Townhomes at $1.05M
  • Condos at $555K
What price range should I budget for in ZIP 95133?

Prices in ZIP 95133 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.56M
  • Townhomes at $1.05M
  • Condos at $555K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 95133 for buyers?

ZIP 95133 currently favors sellers:

  • Homes sell about 3% above asking on average
  • 63% close above list price
  • 22 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced ZIP 95133 home?

At $1.16M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,236:

  • $5,847 principal and interest
  • $1,206 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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