ZIP 95406, Santa Rosa Housing Market · 2024

Data through Apr 2024 · Part of the Santa Rosa housing market

ZIP 95406, Santa Rosa Market Snapshot

ZIP 95406 offers real opportunities for buyers right now:

Based on just 1 sale in April 2024. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through April 2024

SalesWhat are homes selling for?
Median Sale Price
$665K
Homes Sold
1
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,249/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,373
  • Property Tax$693
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
456 days
Buyers have time to decide
Sale-to-List Ratio
97.9%
Selling 2% below asking
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95406, Santa Rosa.

Not enough data to chart a trend. ZIP 95406, Santa Rosa has 6 months of sales history so far. A meaningful trend needs at least 12 months of consistent sales.

Frequently asked questions about ZIP 95406

Is now a good time to buy in ZIP 95406?

Data for ZIP 95406 specifically is limited. Only 1 sale in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Santa Rosa market: santa Rosa currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 95406 home prices compare to Santa Rosa and the Bay Area?

ZIP 95406's one recent sale was at a median of $665K. That is close to Santa Rosa's city-wide median of $750K. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.

What will my total monthly cost be on a typical ZIP 95406 home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 6.53% would be approximately $4,249:

  • $3,373 principal and interest
  • $693 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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