ZIP 95409, Santa Rosa Housing Market

ZIP 95409, Santa Rosa Market Snapshot

ZIP 95409 offers real opportunities for buyers right now:

Based on 75 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$770K
Down 1.9% from March 2025
Down $15K from March 2025
Homes Sold
75
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,798/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,813
  • Property Tax$802
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
45 days
5 fewer days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
98.6%
Down from 99.6% in March 2025
Selling 1% below asking
% Sold Over Asking
19%
Only 19% sold above asking. Few bidding wars right now
Active Listings
83
Up 6.4% from March 2025
About 1.1 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95409, Santa Rosa.

Median Sale Price
Down 1.9% year-over-year in 95409, Santa Rosa. Based on 75 sales in the most recent month.
Homes Sold
4% more homes sold than a year ago in 95409, Santa Rosa.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 95409, Santa Rosa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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