Albany Housing Market · 2026

Data through May 2026

Albany Market Snapshot

Albany is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 7 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.76M
Up 52.8% from May 2025
Up $610K from May 2025
Homes Sold
7
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,937/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,916
  • Property Tax$1,839
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
4 fewer days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
128.4%
Up from 117.8% in May 2025
Selling 28% above asking
% Sold Over Asking
86%
86% of homes sold above their asking price
Active Listings
30
Up 30.4% from May 2025
About 4.3 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Albany.

Median Sale Price
Up 52.8% year-over-year in Albany. Based on 7 sales in the most recent month.
Homes Sold
42% fewer homes sold than a year ago in Albany.
Total Monthly Payment
Estimated monthly cost is up 47% from a year ago in Albany, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Albany

Is now a good time to buy in Albany?

Albany is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Albany home prices compare to the Bay Area average?

At $1.76M, Albany's median is close to the Bay Area average of $1.85M.

How competitive is Albany for buyers?

Albany is one of the Bay Area's more competitive markets:

  • Homes sell about 28% above asking on average
  • 86% close above list price
  • 16 days typical time to go pending
  • 27% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Albany home?

At $1.76M with 20% down at 6.49%, your estimated total monthly cost is approximately $10,937:

  • $8,916 principal and interest
  • $1,839 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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