Belmont Heights, Belmont Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Belmont Heights, Belmont Market Snapshot

Belmont Heights is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 5 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$3.32M
▼ Down 13.7% from September 2025
Down $526K from September 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$22,058/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$18,412
  • Property Tax$3,463
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
10 days
▼ 2 fewer days than in September 2025
Homes sell in a week or two
Sale-to-List Ratio
101.1%
▼ Down from 103.5% in September 2025
Selling at or near asking price
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
2
▲ Up 113.4% from September 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Belmont Heights.

Median Sale Price
Down 13.7% year-over-year in Belmont Heights. Based on 5 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Belmont Heights.
Total Monthly Payment
Estimated monthly cost is down 8% from a year ago in Belmont Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Belmont Heights, Belmont

Is now a good time to buy in Belmont Heights, Belmont?

Belmont Heights, Belmont is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do Belmont Heights, Belmont home prices compare to the Bay Area average?

At $3.32M, Belmont Heights, Belmont's median sits about 88% above the Bay Area average of $1.77M. Belmont Heights, Belmont is on the higher end of the regional market.

Within Belmont, this area trades about 43% above the city-wide median of $2.32M.

How competitive is Belmont Heights, Belmont for buyers?

Belmont Heights, Belmont is a balanced market where neither side dominates:

  • Homes sell about 1% above asking on average
  • 40% close above list price
  • 10 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Belmont Heights, Belmont home?

At $3.32M with 20% down at 7.4%, your estimated total monthly cost is approximately $22,058:

  • $18,412 principal and interest
  • $3,463 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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