Central, Belmont Housing Market

Central, Belmont Market Snapshot

Central is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 11 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$2.10M
Down 19.1% from March 2025
Down $495K from March 2025
Homes Sold
11
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$12,770/mo
6.3% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$10,399
  • Property Tax$2,188
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14.5 days
7 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
110.5%
Up from 106.7% in March 2025
Selling 10% above asking
% Sold Over Asking
64%
More than half of homes sold above their asking price
Active Listings
9
Up 28.6% from March 2025
About 0.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Central.

Median Sale Price
Down 19.1% year-over-year in Central. Based on 11 sales in the most recent month.
Homes Sold
35% fewer homes sold than a year ago in Central.
Total Monthly Payment
Estimated monthly cost is down 21% from a year ago in Central, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.3%. Your actual rate depends on your credit, down payment, and loan type.
Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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