Downtown Belmont, Belmont Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Downtown Belmont, Belmont Market Snapshot

Downtown Belmont is a balanced market, a good environment for thoughtful decisions on both sides:

Based on just 4 sales in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.46M
Homes Sold
4
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$15,450/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$12,705
  • Property Tax$2,561
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28 days
Homes typically sell within a month
Sale-to-List Ratio
100.5%
Selling at or near asking price
% Sold Over Asking
50%
50% of homes sold above asking, some competition
Active Listings
2
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Belmont.

Median Sale Price
Homes Sold
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Downtown Belmont, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Belmont, Belmont

Is now a good time to buy in Downtown Belmont, Belmont?

Data for Downtown Belmont, Belmont specifically is limited. Only 4 sales in the last 3 months is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Belmont market: belmont still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Downtown Belmont, Belmont home prices compare to Belmont and the Bay Area?

Downtown Belmont, Belmont's 4 recent sales were at a median of $2.46M. That is notably above Belmont's city-wide median of $2.12M. With only a small sample, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.80M.

What will my total monthly cost be on a typical Downtown Belmont, Belmont home?

Using the 4 recent sales (median $2.46M) as a rough anchor, your estimated total monthly cost with 20% down at 6.71% would be approximately $15,450:

  • $12,705 principal and interest
  • $2,561 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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