Columbia, Castro Valley Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Columbia, Castro Valley Market Snapshot

Columbia favors sellers and competition is intensifying. Here's the picture:

Based on 5 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.65M
Up 6.8% from July 2025
Up $104K from July 2025
Homes Sold
5
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$10,425/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$8,524
  • Property Tax$1,718
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
16 days
16 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
103.4%
Up from 99.4% in July 2025
Selling 3% above asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Columbia.

Median Sale Price
Up 6.8% year-over-year in Columbia. Based on 5 sales in the last 3 months.
Homes Sold
About the same sales volume as a year ago in Columbia.
Total Monthly Payment
Estimated monthly cost is up 6% from a year ago in Columbia, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Columbia, Castro Valley

Is now a good time to buy in Columbia, Castro Valley?

Columbia, Castro Valley favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Columbia, Castro Valley home prices compare to the Bay Area average?

At $1.65M, Columbia, Castro Valley's median is close to the Bay Area average of $1.80M.

Within Castro Valley, this area trades about 44% above the city-wide median of $1.15M.

How competitive is Columbia, Castro Valley for buyers?

Columbia, Castro Valley currently favors sellers:

  • Homes sell about 3% above asking on average
  • 40% close above list price
  • 16 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Columbia, Castro Valley home?

At $1.65M with 20% down at 6.71%, your estimated total monthly cost is approximately $10,425:

  • $8,524 principal and interest
  • $1,718 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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