South of 580, Castro Valley Housing Market · 2026

Data through May 2026

South of 580, Castro Valley Market Snapshot

South of 580 is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 12 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$833K
Down 13.3% from May 2025
Down $128K from May 2025
Homes Sold
12
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,256/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,205
  • Property Tax$867
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11.5 days
11 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
103.1%
Up from 100.8% in May 2025
Selling 3% above asking
% Sold Over Asking
83%
83% of homes sold above their asking price
Active Listings
3
Down 66.7% from May 2025
About 0.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in South of 580.

Median Sale Price
Down 13.3% year-over-year in South of 580. Based on 12 sales in the most recent month.
Homes Sold
8% fewer homes sold than a year ago in South of 580.
Total Monthly Payment
Estimated monthly cost is down 15% from a year ago in South of 580, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about South of 580, Castro Valley

Is now a good time to buy in South of 580, Castro Valley?

South of 580, Castro Valley is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do South of 580, Castro Valley home prices compare to the Bay Area average?

At $833K, South of 580, Castro Valley's median sits about 55% below the Bay Area average of $1.85M. South of 580, Castro Valley is among the most accessible parts of the Bay Area.

Within Castro Valley, this area trades about 35% below the city-wide median of $1.27M.

How competitive is South of 580, Castro Valley for buyers?

South of 580, Castro Valley is one of the Bay Area's more competitive markets:

  • Homes sell about 3% above asking on average
  • 83% close above list price
  • 11.5 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced South of 580, Castro Valley home?

At $833K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,256:

  • $4,205 principal and interest
  • $867 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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