Downtown Castro Valley, Castro Valley Housing Market · 2026

Data through May 2026

Downtown Castro Valley, Castro Valley Market Snapshot

Downtown Castro Valley is a balanced market, but competition has been picking up. Here's where things stand:

Based on 8 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$942K
Up 13.8% from May 2025
Up $114K from May 2025
Homes Sold
8
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,923/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,758
  • Property Tax$981
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28.5 days
12 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
102.0%
Up from 96.5% in May 2025
Selling at or near asking price
% Sold Over Asking
50%
More than half of homes sold above their asking price
Active Listings
7
Down 41.7% from May 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Castro Valley.

Median Sale Price
Up 13.8% year-over-year in Downtown Castro Valley. Based on 8 sales in the most recent month.
Homes Sold
33% more homes sold than a year ago in Downtown Castro Valley.
Total Monthly Payment
Estimated monthly cost is up 10% from a year ago in Downtown Castro Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Castro Valley, Castro Valley

Is now a good time to buy in Downtown Castro Valley, Castro Valley?

Downtown Castro Valley, Castro Valley is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Downtown Castro Valley, Castro Valley home prices compare to the Bay Area average?

At $942K, Downtown Castro Valley, Castro Valley's median sits about 49% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Downtown Castro Valley, Castro Valley is one of the more accessible corners of the Bay Area.

Within Castro Valley, this area trades about 26% below the city-wide median of $1.27M.

By home type:

  • Single-family homes at $915K
  • Townhomes at $1.05M
  • Condos at $685K
What price range should I budget for in Downtown Castro Valley, Castro Valley?

Prices in Downtown Castro Valley, Castro Valley depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $915K
  • Townhomes at $1.05M
  • Condos at $685K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Downtown Castro Valley, Castro Valley for buyers?

Downtown Castro Valley, Castro Valley is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 50% close above list price
  • 28.5 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Downtown Castro Valley, Castro Valley home?

At $942K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,923:

  • $4,758 principal and interest
  • $981 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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