San Bruno Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

San Bruno Market Snapshot

San Bruno favors sellers and competition is intensifying. Here's the picture:

Based on 71 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.21M
▼ Down 5.5% from September 2025
Down $71K from September 2025
Homes Sold
71
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,126/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,685
  • Property Tax$1,257
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
▼ 8 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
103.7%
▲ Up from 101.7% in September 2025
Selling 4% above asking
% Sold Over Asking
51%
More than half of homes sold above their asking price
Active Listings
31
▼ Down 14.3% from September 2025
About 1.3 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Bruno.

Median Sale Price
Down 5.5% year-over-year in San Bruno. Based on 71 sales in the last 3 months.
Homes Sold
25% fewer homes sold than a year ago in San Bruno.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in San Bruno, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

San Bruno housing market trends, 2021–2026

October 2021 median
$1.23M
$4,206/mo at 3.1%
Peak (June 2024)
$1.41M
September 2026 median
$1.21M
$6,443/mo at 7.0%

The median sale price in San Bruno is $1.21M — almost exactly where it stood in October 2021 ($1.23M). Over that stretch, the median peaked at $1.41M in June 2024 and bottomed at $1.02M in February 2022. That's right in line with the area's 5-year average of $1.25M. Each point is the median of a rolling 3-month window of closings, so the curve runs smoother than any single month; the multi-year direction is the signal.

What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $6,443 today, up 53% from $4,206 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 7.0% now), not prices — at October 2021 rates, today's median would run about $4,144/mo.

Seasonally, the three months ending in October have been the busiest stretch for closings in San Bruno over the past 5 years (about 90 sales in that window on average, vs. 53 for the stretch ending in March), while competition has run hottest in the stretch ending in June (67% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.

Frequently asked questions about San Bruno

Is now a good time to buy in San Bruno?

San Bruno favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do San Bruno home prices compare to the Bay Area average?

At $1.21M, San Bruno's median sits about 32% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that San Bruno is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1.50M
  • Condos at $429K
What price range should I budget for in San Bruno?

Prices in San Bruno depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.50M
  • Condos at $429K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Bruno for buyers?

San Bruno currently favors sellers:

  • Homes sell about 4% above asking on average
  • 51% close above list price
  • 15 days typical time to go pending
  • 15% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced San Bruno home?

At $1.21M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,126:

  • $6,685 principal and interest
  • $1,257 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow →

Let's Chat!

I read every message and usually reply the same day.

What brings you here?