ZIP 94559, Napa Housing Market · 2026

Data through Jul 2026 · Part of the Napa housing market

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

ZIP 94559, Napa Market Snapshot

ZIP 94559 is shifting toward buyers. Here's where things stand:

Based on 62 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$929K
Up 9.3% from July 2025
Up $79K from July 2025
Homes Sold
62
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,954/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,802
  • Property Tax$968
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
35 days
1 fewer day than in July 2025
Buyers have time to decide
Sale-to-List Ratio
97.5%
Down from 97.7% in July 2025
Selling 2% below asking
% Sold Over Asking
15%
Only 15% sold above asking. Few bidding wars right now
Active Listings
96
Down 19.0% from July 2025
About 4.8 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94559, Napa.

Median Sale Price
Up 9.3% year-over-year in 94559, Napa. Based on 62 sales in the last 3 months.
Homes Sold
9% more homes sold than a year ago in 94559, Napa.
Total Monthly Payment
Estimated monthly cost is up 8% from a year ago in 94559, Napa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94559

Is now a good time to buy in ZIP 94559?

ZIP 94559 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 94559 home prices compare to the Bay Area average?

At $929K, ZIP 94559's median sits about 48% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94559 is one of the more accessible corners of the Bay Area.

This is close to the Napa city-wide median of $894K.

By home type:

  • Single-family homes at $965K
  • Condos at $592K
  • Townhomes at $549K
What price range should I budget for in ZIP 94559?

Prices in ZIP 94559 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $965K
  • Condos at $592K
  • Townhomes at $549K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94559 for buyers?

ZIP 94559 currently leans toward buyers:

  • Homes sell about 2% below asking on average
  • 15% close above list price
  • 35 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 94559 home?

At $929K with 20% down at 6.71%, your estimated total monthly cost is approximately $5,954:

  • $4,802 principal and interest
  • $968 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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