ZIP 94559, Napa Housing Market · 2026

Data through Mar 2026 · Part of the Napa housing market

ZIP 94559, Napa Market Snapshot

ZIP 94559 offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 44 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$913K
Down 2.5% from March 2025
Down $24K from March 2025
Homes Sold
44
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,762/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,629
  • Property Tax$951
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
74 days
21 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
96.6%
Down from 97.2% in March 2025
Selling 3% below asking
% Sold Over Asking
11%
Only 11% sold above asking. Few bidding wars right now
Active Listings
83
Down 7.8% from March 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94559, Napa.

Median Sale Price
Down 2.5% year-over-year in 94559, Napa. Based on 44 sales in the most recent month.
Homes Sold
13% more homes sold than a year ago in 94559, Napa.
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in 94559, Napa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94559

Is now a good time to buy in ZIP 94559?

ZIP 94559 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94559 home prices compare to the Bay Area average?

At $913K, ZIP 94559's median sits about 51% below the Bay Area average of $1.88M. ZIP 94559 is among the most accessible parts of the Bay Area.

Within Napa, this area trades about 13% above the city-wide median of $805K.

By home type:

  • Single-family homes at $925K
  • Condos at $803K
What price range should I budget for in ZIP 94559?

Prices in ZIP 94559 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $925K
  • Condos at $803K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94559 for buyers?

ZIP 94559 is a buyer's market:

  • Homes sell about 3% below asking on average
  • 11% close above list price
  • 74 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 94559 home?

At $913K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,762:

  • $4,629 principal and interest
  • $951 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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