ZIP 94581, Napa Housing Market · 2015

Data through Sep 2015 · Part of the Napa housing market

ZIP 94581, Napa Market Snapshot

ZIP 94581 is shifting toward buyers. Here's where things stand:

Based on just 1 sale in September 2015. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Read this as a rough snapshot; a single transaction can move these numbers noticeably. Updated weekly.

Data through September 2015

SalesWhat are homes selling for?
Median Sale Price
$1.35M
Homes Sold
1
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,437/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,848
  • Property Tax$1,406
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
39 days
Buyers have time to decide
Sale-to-List Ratio
100.0%
Selling at or near asking price
% Sold Over Asking
0%
No homes sold above asking. Few bidding wars right now
Active Listings
n/a

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94581, Napa.

Not enough data to chart a trend. ZIP 94581, Napa has 3 months of sales history so far. A meaningful trend needs at least 12 months of consistent sales.

Frequently asked questions about ZIP 94581

Is now a good time to buy in ZIP 94581?

Data for ZIP 94581 specifically is limited. Only 1 sale in the most recent month is not enough to read neighborhood-level conditions, and one unusual transaction can dominate the reported numbers. Zooming out to the broader Napa market: napa is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 94581 home prices compare to Napa and the Bay Area?

ZIP 94581's one recent sale was at a median of $1.35M. That is notably above Napa's city-wide median of $805K. With only a single data point, it is hard to draw firm neighborhood-level conclusions. This could reflect a specific property or an unusual transaction rather than a broader trend. For context, the Bay Area median is $1.88M.

What will my total monthly cost be on a typical ZIP 94581 home?

Using the one recent sale as a rough anchor, your estimated total monthly cost with 20% down at 6.53% would be approximately $8,437:

  • $6,848 principal and interest
  • $1,406 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

The actual number for any specific property depends on sale price, HOA if applicable, and lender.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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