Napa Housing Market · 2026

Data through Mar 2026

Napa Market Snapshot

Napa offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 54 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$805K
Down 13.9% from March 2025
Down $130K from March 2025
Homes Sold
54
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,105/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,083
  • Property Tax$839
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
62 days
31 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
97.5%
Down from 98.6% in March 2025
Selling 2% below asking
% Sold Over Asking
11%
Only 11% sold above asking. Few bidding wars right now
Active Listings
209
Down 1.4% from March 2025
About 3.9 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Napa.

Median Sale Price
Down 13.9% year-over-year in Napa. Based on 54 sales in the most recent month.
Homes Sold
17% more homes sold than a year ago in Napa.
Total Monthly Payment
Estimated monthly cost is down 15% from a year ago in Napa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Napa

Is now a good time to buy in Napa?

Napa is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Napa home prices compare to the Bay Area average?

At $805K, Napa's median sits about 57% below the Bay Area average of $1.88M. Napa is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $842K
  • Condos at $680K
  • Townhomes at $550K
What price range should I budget for in Napa?

Prices in Napa depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $842K
  • Condos at $680K
  • Townhomes at $550K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Napa for buyers?

Napa is a buyer's market:

  • Homes sell about 2% below asking on average
  • 11% close above list price
  • 62 days typical time to go pending
  • 23% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Napa home?

At $805K with 20% down at 6.53%, your estimated total monthly cost is approximately $5,105:

  • $4,083 principal and interest
  • $839 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?