Napa Housing Market · 2026

Data through May 2026

Napa Market Snapshot

Napa offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 68 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$918K
Up 4.9% from May 2025
Up $43K from May 2025
Homes Sold
68
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,776/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,637
  • Property Tax$956
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
47 days
13 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
97.5%
Down from 98.8% in May 2025
Selling 3% below asking
% Sold Over Asking
13%
Only 13% sold above asking. Few bidding wars right now
Active Listings
229
Down 15.8% from May 2025
About 3.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Napa.

Median Sale Price
Up 4.9% year-over-year in Napa. Based on 68 sales in the most recent month.
Homes Sold
10% more homes sold than a year ago in Napa.
Total Monthly Payment
Estimated monthly cost is up 2% from a year ago in Napa, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Napa

Is now a good time to buy in Napa?

Napa is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Napa home prices compare to the Bay Area average?

At $918K, Napa's median sits about 51% below the Bay Area average of $1.85M. Napa is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $927K
  • Condos at $1.11M
  • Townhomes at $842K
What price range should I budget for in Napa?

Prices in Napa depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $927K
  • Condos at $1.11M
  • Townhomes at $842K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Napa for buyers?

Napa is a buyer's market:

  • Homes sell about 3% below asking on average
  • 13% close above list price
  • 47 days typical time to go pending
  • 24% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Napa home?

At $918K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,776:

  • $4,637 principal and interest
  • $956 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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