ZIP 94582, San Ramon Housing Market · 2026

Data through May 2026 · Part of the San Ramon housing market

ZIP 94582, San Ramon Market Snapshot

ZIP 94582 is a balanced market, but competition has been picking up. Here's where things stand:

Based on 72 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.92M
Up 2.5% from May 2025
Up $47K from May 2025
Homes Sold
72
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$11,897/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$9,711
  • Property Tax$2,003
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
11 days
3 fewer days than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
99.1%
Down from 100.4% in May 2025
Selling 1% below asking
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
70
Down 11.4% from May 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94582, San Ramon.

Median Sale Price
Up 2.5% year-over-year in 94582, San Ramon. Based on 72 sales in the most recent month.
Homes Sold
6% fewer homes sold than a year ago in 94582, San Ramon.
Total Monthly Payment
Estimated monthly cost is down 1% from a year ago in 94582, San Ramon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94582

Is now a good time to buy in ZIP 94582?

ZIP 94582 is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do ZIP 94582 home prices compare to the Bay Area average?

At $1.92M, ZIP 94582's median is close to the Bay Area average of $1.85M.

Within San Ramon, this area trades about 26% above the city-wide median of $1.53M.

By home type:

  • Single-family homes at $2.07M
  • Condos at $729K
  • Townhomes at $1.08M
What price range should I budget for in ZIP 94582?

Prices in ZIP 94582 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.07M
  • Condos at $729K
  • Townhomes at $1.08M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94582 for buyers?

ZIP 94582 is a balanced market where neither side dominates:

  • Homes sell about 0.9% below asking on average
  • 40% close above list price
  • 11 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94582 home?

At $1.92M with 20% down at 6.49%, your estimated total monthly cost is approximately $11,897:

  • $9,711 principal and interest
  • $2,003 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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