San Ramon Housing Market · 2026

Data through May 2026

San Ramon Market Snapshot

San Ramon is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 59 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.53M
Down 8.2% from May 2025
Down $137K from May 2025
Homes Sold
59
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,506/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,728
  • Property Tax$1,594
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
· Same as May 2025
Homes typically sell within a month
Sale-to-List Ratio
99.5%
Down from 99.9% in May 2025
Selling 1% below asking
% Sold Over Asking
36%
36% of homes sold above asking, some competition
Active Listings
147
Down 7.0% from May 2025
About 2.5 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in San Ramon.

Median Sale Price
Down 8.2% year-over-year in San Ramon. Based on 59 sales in the most recent month.
Homes Sold
23% more homes sold than a year ago in San Ramon.
Total Monthly Payment
Estimated monthly cost is down 11% from a year ago in San Ramon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about San Ramon

Is now a good time to buy in San Ramon?

San Ramon is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do San Ramon home prices compare to the Bay Area average?

At $1.53M, San Ramon's median sits about 18% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that San Ramon is one of the more accessible corners of the Bay Area.

By home type:

  • Single-family homes at $1.80M
  • Condos at $625K
  • Townhomes at $1.23M
What price range should I budget for in San Ramon?

Prices in San Ramon depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.80M
  • Condos at $625K
  • Townhomes at $1.23M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is San Ramon for buyers?

San Ramon is a balanced market where neither side dominates:

  • Homes sell about 0.5% below asking on average
  • 36% close above list price
  • 15 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced San Ramon home?

At $1.53M with 20% down at 6.49%, your estimated total monthly cost is approximately $9,506:

  • $7,728 principal and interest
  • $1,594 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
See all reviews on Zillow

Let's Chat!

I read every message and usually reply the same day.

What brings you here?