ZIP 94583, San Ramon Housing Market · 2026

Data through May 2026 · Part of the San Ramon housing market

ZIP 94583, San Ramon Market Snapshot

ZIP 94583 is a balanced market and tilting gently toward buyers. A good environment for thoughtful decisions on both sides:

Based on 79 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.45M
Down 3.3% from May 2025
Down $50K from May 2025
Homes Sold
79
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,018/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,324
  • Property Tax$1,510
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
22.5 days
10 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
100.2%
Down from 100.5% in May 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
81
Up 2.5% from May 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 94583, San Ramon.

Median Sale Price
Down 3.3% year-over-year in 94583, San Ramon. Based on 79 sales in the most recent month.
Homes Sold
11% more homes sold than a year ago in 94583, San Ramon.
Total Monthly Payment
Estimated monthly cost is down 6% from a year ago in 94583, San Ramon, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 94583

Is now a good time to buy in ZIP 94583?

ZIP 94583 is a balanced market that is tilting gently toward buyers. Both sides have reasonable leverage, contingencies are more common, and there is time to make thoughtful decisions.

How do ZIP 94583 home prices compare to the Bay Area average?

At $1.45M, ZIP 94583's median sits about 22% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that ZIP 94583 is one of the more accessible corners of the Bay Area.

This is close to the San Ramon city-wide median of $1.53M.

By home type:

  • Single-family homes at $1.60M
  • Condos at $578K
  • Townhomes at $1.21M
What price range should I budget for in ZIP 94583?

Prices in ZIP 94583 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.60M
  • Condos at $578K
  • Townhomes at $1.21M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 94583 for buyers?

ZIP 94583 is a balanced market where neither side dominates:

  • Homes sell about 0.2% above asking on average
  • 46% close above list price
  • 22.5 days typical time to go pending

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced ZIP 94583 home?

At $1.45M with 20% down at 6.49%, your estimated total monthly cost is approximately $9,018:

  • $7,324 principal and interest
  • $1,510 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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