ZIP 95687, Vacaville Housing Market · 2026

Data through May 2026 · Part of the Vacaville housing market

ZIP 95687, Vacaville Market Snapshot

ZIP 95687 is shifting toward buyers. Here's where things stand:

Based on 178 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$607K
Up 0.3% from May 2025
Up $2K from May 2025
Homes Sold
178
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,882/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,066
  • Property Tax$632
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
38 days
3 more days than in May 2025
Buyers have time to decide
Sale-to-List Ratio
99.8%
Down from 100.0% in May 2025
Selling at or near asking price
% Sold Over Asking
40%
40% of homes sold above asking, some competition
Active Listings
119
Down 22.7% from May 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95687, Vacaville.

Median Sale Price
Up 0.3% year-over-year in 95687, Vacaville. Based on 178 sales in the most recent month.
Homes Sold
7% fewer homes sold than a year ago in 95687, Vacaville.
Total Monthly Payment
Estimated monthly cost is down 3% from a year ago in 95687, Vacaville, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95687

Is now a good time to buy in ZIP 95687?

ZIP 95687 currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do ZIP 95687 home prices compare to the Bay Area average?

At $607K, ZIP 95687's median sits about 67% below the Bay Area average of $1.85M. ZIP 95687 is among the most accessible parts of the Bay Area.

This is close to the Vacaville city-wide median of $630K.

By home type:

  • Single-family homes at $620K
  • Condos at $270K
  • Townhomes at $260K
What price range should I budget for in ZIP 95687?

Prices in ZIP 95687 depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $620K
  • Condos at $270K
  • Townhomes at $260K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is ZIP 95687 for buyers?

ZIP 95687 currently leans toward buyers:

  • Homes sell about 0.2% below asking on average
  • 40% close above list price
  • 38 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced ZIP 95687 home?

At $607K with 20% down at 6.49%, your estimated total monthly cost is approximately $3,882:

  • $3,066 principal and interest
  • $632 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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