Vacaville Housing Market · 2026

Data through Mar 2026

Vacaville Market Snapshot

Vacaville offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 86 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$628K
Up 3.8% from March 2025
Up $23K from March 2025
Homes Sold
86
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,024/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,186
  • Property Tax$654
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
45 days
4 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
99.0%
Down from 99.5% in March 2025
Selling 1% below asking
% Sold Over Asking
28%
Only 28% sold above asking. Few bidding wars right now
Active Listings
160
Down 25.6% from March 2025
About 1.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Vacaville.

Median Sale Price
Up 3.8% year-over-year in Vacaville. Based on 86 sales in the most recent month.
Homes Sold
9% more homes sold than a year ago in Vacaville.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Vacaville, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Vacaville

Is now a good time to buy in Vacaville?

Vacaville is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do Vacaville home prices compare to the Bay Area average?

At $628K, Vacaville's median sits about 67% below the Bay Area average of $1.88M. Vacaville is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $635K
  • Condos at $255K
What price range should I budget for in Vacaville?

Prices in Vacaville depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $635K
  • Condos at $255K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Vacaville for buyers?

Vacaville is a buyer's market:

  • Homes sell about 1% below asking on average
  • 28% close above list price
  • 45 days typical time to go pending
  • 30% of listings have had a price reduction

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced Vacaville home?

At $628K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,024:

  • $3,186 principal and interest
  • $654 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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