ZIP 95688, Vacaville Housing Market · 2026

Data through Mar 2026 · Part of the Vacaville housing market

ZIP 95688, Vacaville Market Snapshot

ZIP 95688 offers real opportunities for buyers, and the balance keeps tilting their way:

Based on 67 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$675K
Down 2.2% from March 2025
Down $15K from March 2025
Homes Sold
67
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,310/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,424
  • Property Tax$703
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
54 days
7 more days than in March 2025
Buyers have time to decide
Sale-to-List Ratio
98.5%
Down from 99.0% in March 2025
Selling 1% below asking
% Sold Over Asking
22%
Only 22% sold above asking. Few bidding wars right now
Active Listings
70
Down 21.3% from March 2025
About 1 month of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in 95688, Vacaville.

Median Sale Price
Down 2.2% year-over-year in 95688, Vacaville. Based on 67 sales in the most recent month.
Homes Sold
16% more homes sold than a year ago in 95688, Vacaville.
Total Monthly Payment
Estimated monthly cost is down 4% from a year ago in 95688, Vacaville, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about ZIP 95688

Is now a good time to buy in ZIP 95688?

ZIP 95688 is a buyer's market. Extended market times, price reductions, and motivated sellers give buyers strong negotiating leverage. Well-structured offers below asking can succeed here.

How do ZIP 95688 home prices compare to the Bay Area average?

At $675K, ZIP 95688's median sits about 64% below the Bay Area average of $1.88M. ZIP 95688 is among the most accessible parts of the Bay Area.

This is close to the Vacaville city-wide median of $628K.

How competitive is ZIP 95688 for buyers?

ZIP 95688 is a buyer's market:

  • Homes sell about 1% below asking on average
  • 22% close above list price
  • 54 days typical time to go pending

Buyer strategy: well-structured offers below asking can succeed here.

What will my total monthly cost be on a median-priced ZIP 95688 home?

At $675K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,310:

  • $3,424 principal and interest
  • $703 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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