DRE #02250755“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
DRE #02250755“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
Data through Sep 2026
Albany favors sellers and competition is intensifying. Here's the picture:
Based on 28 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.
Data through September 2026
See how prices, monthly costs, and mortgage rates have moved in Albany.
Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.
The median sale price in Albany is $1.19M — up 30% from $914K in October 2021. Over that stretch, the median peaked at $1.49M in June 2026 and bottomed at $914K in October 2021. That's right in line with the area's 5-year average of $1.15M. Albany averages only about 10 sales a month, so these swings partly reflect which specific homes happened to sell — treat the long-run direction as rough, not precise.
What buyers actually pay has moved more than the sticker price suggests: a typical monthly payment (20% down, principal & interest) is about $6,350 today, up 102% from $3,138 in October 2021. Most of that increase comes from mortgage rates (3.1% then vs. 7.0% now), not prices — at October 2021 rates, today's median would run about $4,084/mo.
Seasonally, the three months ending in October have been the busiest stretch for closings in Albany over the past 5 years (about 36 sales in that window on average, vs. 21 for the stretch ending in February), while competition has run hottest in the stretch ending in July (78% of homes selling over asking on average). That's an average across just 5 observations per month, so treat it as a tendency, not a rule.
Albany favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.
At $1.19M, Albany's median sits about 33% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Albany is one of the more accessible corners of the Bay Area.
By home type:
Prices in Albany depend heavily on home type and specific neighborhood. Median sale prices by type:
Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.
Albany currently favors sellers:
Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.
At $1.19M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,011:
HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.
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