Clayton Valley, Concord Housing Market · 2026

Data through Mar 2026

Clayton Valley, Concord Market Snapshot

Clayton Valley is shifting toward buyers. Here's where things stand:

Based on 104 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$744K
Down 3.1% from March 2025
Down $24K from March 2025
Homes Sold
104
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,731/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,773
  • Property Tax$775
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
7 more days than in March 2025
Homes typically sell within a month
Sale-to-List Ratio
100.2%
Down from 101.6% in March 2025
Selling at or near asking price
% Sold Over Asking
41%
41% of homes sold above asking, some competition
Active Listings
68
Down 4.2% from March 2025
About 0.7 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Clayton Valley.

Median Sale Price
Down 3.1% year-over-year in Clayton Valley. Based on 104 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Clayton Valley.
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in Clayton Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Clayton Valley, Concord

Is now a good time to buy in Clayton Valley, Concord?

Clayton Valley, Concord currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Clayton Valley, Concord home prices compare to the Bay Area average?

At $744K, Clayton Valley, Concord's median sits about 60% below the Bay Area average of $1.88M. Clayton Valley, Concord is among the most accessible parts of the Bay Area.

This is close to the Concord city-wide median of $725K.

By home type:

  • Single-family homes at $800K
  • Townhomes at $544K
  • Condos at $380K
What price range should I budget for in Clayton Valley, Concord?

Prices in Clayton Valley, Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $800K
  • Townhomes at $544K
  • Condos at $380K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Clayton Valley, Concord for buyers?

Clayton Valley, Concord currently leans toward buyers:

  • Homes sell about 0.2% above asking on average
  • 41% close above list price
  • 21 days typical time to go pending

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Clayton Valley, Concord home?

At $744K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,731:

  • $3,773 principal and interest
  • $775 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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