Concord Housing Market · 2026

Data through May 2026

Concord Market Snapshot

Concord is a balanced market, a good environment for thoughtful decisions on both sides:

Based on 98 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$809K
Up 4.4% from May 2025
Up $34K from May 2025
Homes Sold
98
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,113/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,086
  • Property Tax$843
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
18 days
· Same as May 2025
Homes typically sell within a month
Sale-to-List Ratio
100.7%
Up from 100.6% in May 2025
Selling at or near asking price
% Sold Over Asking
46%
46% of homes sold above asking, some competition
Active Listings
209
Down 1.9% from May 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Concord.

Median Sale Price
Up 4.4% year-over-year in Concord. Based on 98 sales in the most recent month.
Homes Sold
About the same sales volume as a year ago in Concord.
Total Monthly Payment
Estimated monthly cost is up 1% from a year ago in Concord, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Concord

Is now a good time to buy in Concord?

Concord is a balanced market, a good environment for thoughtful decisions on both sides. Sellers can expect fair prices and buyers have time to negotiate without extreme pressure.

How do Concord home prices compare to the Bay Area average?

At $809K, Concord's median sits about 56% below the Bay Area average of $1.85M. Concord is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $863K
  • Condos at $325K
  • Townhomes at $480K
What price range should I budget for in Concord?

Prices in Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $863K
  • Condos at $325K
  • Townhomes at $480K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Concord for buyers?

Concord is a balanced market where neither side dominates:

  • Homes sell about 0.7% above asking on average
  • 46% close above list price
  • 18 days typical time to go pending
  • 33% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Concord home?

At $809K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,113:

  • $4,086 principal and interest
  • $843 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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