Concord Housing Market · 2026

Data through Mar 2026

Concord Market Snapshot

Concord still favors sellers, but the market is cooling. Here's where things stand:

Based on 95 homes sold in March 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through March 2026

SalesWhat are homes selling for?
Median Sale Price
$725K
Down 2.7% from March 2025
Down $20K from March 2025
Homes Sold
95
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,616/mo
6.53% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,677
  • Property Tax$755
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
13 days
1 more day than in March 2025
Homes sell in a week or two
Sale-to-List Ratio
101.1%
Down from 102.2% in March 2025
Selling at or near asking price
% Sold Over Asking
49%
49% of homes sold above asking, some competition
Active Listings
154
Down 8.9% from March 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Concord.

Median Sale Price
Down 2.7% year-over-year in Concord. Based on 95 sales in the most recent month.
Homes Sold
6% fewer homes sold than a year ago in Concord.
Total Monthly Payment
Estimated monthly cost is down 5% from a year ago in Concord, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.53%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Concord

Is now a good time to buy in Concord?

Concord still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Concord home prices compare to the Bay Area average?

At $725K, Concord's median sits about 61% below the Bay Area average of $1.88M. Concord is among the most accessible parts of the Bay Area.

By home type:

  • Single-family homes at $785K
  • Townhomes at $501K
  • Condos at $342K
What price range should I budget for in Concord?

Prices in Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $785K
  • Townhomes at $501K
  • Condos at $342K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Concord for buyers?

Concord currently favors sellers:

  • Homes sell about 1% above asking on average
  • 49% close above list price
  • 13 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Concord home?

At $725K with 20% down at 6.53%, your estimated total monthly cost is approximately $4,616:

  • $3,677 principal and interest
  • $755 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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