Four Corners-Ygnacio Valley, Concord Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Four Corners-Ygnacio Valley, Concord Market Snapshot

Four Corners-Ygnacio Valley is a balanced market, but competition has been picking up. Here's where things stand:

Based on 70 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$740K
Down 9.2% from July 2025
Down $75K from July 2025
Homes Sold
70
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,777/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,823
  • Property Tax$771
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
23 days
2 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
101.6%
Up from 99.5% in July 2025
Selling at or near asking price
% Sold Over Asking
38%
38% of homes sold above asking, some competition
Active Listings
48
Up 0.5% from July 2025
About 2.1 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Four Corners-Ygnacio Valley.

Median Sale Price
Down 9.2% year-over-year in Four Corners-Ygnacio Valley. Based on 70 sales in the last 3 months.
Homes Sold
56% more homes sold than a year ago in Four Corners-Ygnacio Valley.
Total Monthly Payment
Estimated monthly cost is down 9% from a year ago in Four Corners-Ygnacio Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Four Corners-Ygnacio Valley, Concord

Is now a good time to buy in Four Corners-Ygnacio Valley, Concord?

Four Corners-Ygnacio Valley, Concord is balanced but competition is picking up. It remains a reasonable environment for buyers, though acting decisively on well-priced homes is becoming more important.

How do Four Corners-Ygnacio Valley, Concord home prices compare to the Bay Area average?

At $740K, Four Corners-Ygnacio Valley, Concord's median sits about 59% below the Bay Area average of $1.80M. Four Corners-Ygnacio Valley, Concord is among the most accessible parts of the Bay Area.

This is close to the Concord city-wide median of $800K.

By home type:

  • Single-family homes at $935K
  • Condos at $330K
  • Townhomes at $528K
What price range should I budget for in Four Corners-Ygnacio Valley, Concord?

Prices in Four Corners-Ygnacio Valley, Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $935K
  • Condos at $330K
  • Townhomes at $528K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Four Corners-Ygnacio Valley, Concord for buyers?

Four Corners-Ygnacio Valley, Concord is a balanced market where neither side dominates:

  • Homes sell about 2% above asking on average
  • 38% close above list price
  • 23 days typical time to go pending
  • 36% of listings have had a price reduction

Buyer strategy: contingencies are more accepted, and there is time to tour and negotiate without extreme pressure.

What will my total monthly cost be on a median-priced Four Corners-Ygnacio Valley, Concord home?

At $740K with 20% down at 6.71%, your estimated total monthly cost is approximately $4,777:

  • $3,823 principal and interest
  • $771 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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