Four Corners-Ygnacio Valley, Concord Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Four Corners-Ygnacio Valley, Concord Market Snapshot

Four Corners-Ygnacio Valley is shifting toward buyers. Here's where things stand:

Based on 45 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$614K
▼ Down 16.2% from September 2025
Down $119K from September 2025
Homes Sold
45
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$4,223/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$3,400
  • Property Tax$639
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
▲ 15 more days than in September 2025
Buyers have time to decide
Sale-to-List Ratio
100.5%
▼ Down from 100.6% in September 2025
Selling at or near asking price
% Sold Over Asking
43%
43% of homes sold above asking, some competition
Active Listings
50
▼ Down 17.8% from September 2025
About 3.4 months of supply. Moderate selection available

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Four Corners-Ygnacio Valley.

Median Sale Price
Down 16.2% year-over-year in Four Corners-Ygnacio Valley. Based on 45 sales in the last 3 months.
Homes Sold
13% fewer homes sold than a year ago in Four Corners-Ygnacio Valley.
Total Monthly Payment
Estimated monthly cost is down 10% from a year ago in Four Corners-Ygnacio Valley, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Four Corners-Ygnacio Valley, Concord

Is now a good time to buy in Four Corners-Ygnacio Valley, Concord?

Four Corners-Ygnacio Valley, Concord currently leans toward buyers. Homes are sitting longer and sellers are more open to negotiation. It is a good time to take your time, request contingencies, and consider offering below asking.

How do Four Corners-Ygnacio Valley, Concord home prices compare to the Bay Area average?

At $614K, Four Corners-Ygnacio Valley, Concord's median sits about 65% below the Bay Area average of $1.77M. Four Corners-Ygnacio Valley, Concord is among the most accessible parts of the Bay Area.

Within Concord, this area trades about 15% below the city-wide median of $720K.

By home type:

  • Single-family homes at $804K
  • Condos at $270K
  • Townhomes at $543K
What price range should I budget for in Four Corners-Ygnacio Valley, Concord?

Prices in Four Corners-Ygnacio Valley, Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $804K
  • Condos at $270K
  • Townhomes at $543K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Four Corners-Ygnacio Valley, Concord for buyers?

Four Corners-Ygnacio Valley, Concord currently leans toward buyers:

  • Homes sell about 0.5% above asking on average
  • 43% close above list price
  • 33 days typical time to go pending
  • 28% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Four Corners-Ygnacio Valley, Concord home?

At $614K with 20% down at 7.4%, your estimated total monthly cost is approximately $4,223:

  • $3,400 principal and interest
  • $639 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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