Downtown Concord, Concord Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Downtown Concord, Concord Market Snapshot

Downtown Concord leans toward buyers, though competition has been picking up recently. Here's where things stand:

Based on 12 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$557K
Up 66.4% from July 2025
Up $222K from July 2025
Homes Sold
12
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$3,644/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$2,880
  • Property Tax$581
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
33 days
8 fewer days than in July 2025
Buyers have time to decide
Sale-to-List Ratio
100.7%
Up from 98.2% in July 2025
Selling at or near asking price
% Sold Over Asking
33%
33% of homes sold above asking, some competition
Active Listings
16
Up 14.8% from July 2025
About 4 months of supply. Plenty of options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Downtown Concord.

Median Sale Price
Up 66.4% year-over-year in Downtown Concord. Based on 12 sales in the last 3 months.
Homes Sold
29% fewer homes sold than a year ago in Downtown Concord.
Total Monthly Payment
Estimated monthly cost is up 60% from a year ago in Downtown Concord, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Downtown Concord, Concord

Is now a good time to buy in Downtown Concord, Concord?

Downtown Concord, Concord leans toward buyers, though competition has been picking up recently. Buyers still have leverage to negotiate, but the window may be narrowing.

How do Downtown Concord, Concord home prices compare to the Bay Area average?

At $557K, Downtown Concord, Concord's median sits about 69% below the Bay Area average of $1.80M. Downtown Concord, Concord is among the most accessible parts of the Bay Area.

Within Concord, this area trades about 30% below the city-wide median of $800K.

By home type:

  • Condos at $265K
  • Single-family homes at $675K
  • Townhomes at $698K
What price range should I budget for in Downtown Concord, Concord?

Prices in Downtown Concord, Concord depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Condos at $265K
  • Single-family homes at $675K
  • Townhomes at $698K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Downtown Concord, Concord for buyers?

Downtown Concord, Concord currently leans toward buyers:

  • Homes sell about 0.7% above asking on average
  • 33% close above list price
  • 33 days typical time to go pending
  • 34% of listings have had a price reduction

Buyer strategy: a well-structured offer near or below list price has a good chance of success.

What will my total monthly cost be on a median-priced Downtown Concord, Concord home?

At $557K with 20% down at 6.71%, your estimated total monthly cost is approximately $3,644:

  • $2,880 principal and interest
  • $581 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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