Costal, Daly City Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Costal, Daly City Market Snapshot

Costal is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 8 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$1.08M
Down 16.5% from July 2025
Down $213K from July 2025
Homes Sold
8
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$6,871/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$5,566
  • Property Tax$1,122
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
17 days
4 fewer days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
109.0%
Up from 105.8% in July 2025
Selling 9% above asking
% Sold Over Asking
62%
More than half of homes sold above their asking price
Active Listings
4
Up 7.2% from July 2025
About 1.6 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Costal.

Median Sale Price
Down 16.5% year-over-year in Costal. Based on 8 sales in the last 3 months.
Homes Sold
27% fewer homes sold than a year ago in Costal.
Total Monthly Payment
Estimated monthly cost is down 17% from a year ago in Costal, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Costal, Daly City

Is now a good time to buy in Costal, Daly City?

Costal, Daly City is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do Costal, Daly City home prices compare to the Bay Area average?

At $1.08M, Costal, Daly City's median sits about 40% below the Bay Area average of $1.80M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Costal, Daly City is one of the more accessible corners of the Bay Area.

Within Daly City, this area trades about 12% below the city-wide median of $1.22M.

How competitive is Costal, Daly City for buyers?

Costal, Daly City is one of the Bay Area's more competitive markets:

  • Homes sell about 9% above asking on average
  • 62% close above list price
  • 17 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Costal, Daly City home?

At $1.08M with 20% down at 6.71%, your estimated total monthly cost is approximately $6,871:

  • $5,566 principal and interest
  • $1,122 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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