Costal, Daly City Housing Market · 2026

Data through May 2026

Costal, Daly City Market Snapshot

Costal still favors sellers, but the market is cooling. Here's where things stand:

Based on 10 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$1.22M
Down 13.9% from May 2025
Down $196K from May 2025
Homes Sold
10
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$7,611/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$6,158
  • Property Tax$1,270
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
28 days
13 more days than in May 2025
Homes typically sell within a month
Sale-to-List Ratio
107.5%
Down from 110.6% in May 2025
Selling 8% above asking
% Sold Over Asking
70%
70% of homes sold above their asking price
Active Listings
2
Down 33.3% from May 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Costal.

Median Sale Price
Down 13.9% year-over-year in Costal. Based on 10 sales in the most recent month.
Homes Sold
41% fewer homes sold than a year ago in Costal.
Total Monthly Payment
Estimated monthly cost is down 16% from a year ago in Costal, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Costal, Daly City

Is now a good time to buy in Costal, Daly City?

Costal, Daly City still favors sellers, but conditions are slowly improving for buyers. Well-priced homes move fast, and there is slightly more room to negotiate than there was a year ago.

How do Costal, Daly City home prices compare to the Bay Area average?

At $1.22M, Costal, Daly City's median sits about 34% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Costal, Daly City is one of the more accessible corners of the Bay Area.

This is close to the Daly City city-wide median of $1.29M.

How competitive is Costal, Daly City for buyers?

Costal, Daly City currently favors sellers:

  • Homes sell about 8% above asking on average
  • 70% close above list price
  • 28 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Costal, Daly City home?

At $1.22M with 20% down at 6.49%, your estimated total monthly cost is approximately $7,611:

  • $6,158 principal and interest
  • $1,270 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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