St. Francis Heights, Daly City Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

St. Francis Heights, Daly City Market Snapshot

St. Francis Heights is one of the most competitive markets in the Bay Area, and it's still heating up. Here's what you need to know:

Based on 18 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.29M
▲ Up 5.0% from September 2025
Up $62K from September 2025
Homes Sold
18
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$8,687/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,157
  • Property Tax$1,346
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
▼ 16 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
111.1%
▲ Up from 102.3% in September 2025
Selling 11% above asking
% Sold Over Asking
61%
More than half of homes sold above their asking price
Active Listings
5
▼ Down 23.8% from September 2025
About 0.9 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in St. Francis Heights.

Median Sale Price
Up 5.0% year-over-year in St. Francis Heights. Based on 18 sales in the last 3 months.
Homes Sold
38% more homes sold than a year ago in St. Francis Heights.
Total Monthly Payment
Estimated monthly cost is up 12% from a year ago in St. Francis Heights, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about St. Francis Heights, Daly City

Is now a good time to buy in St. Francis Heights, Daly City?

St. Francis Heights, Daly City is one of the most competitive markets in the Bay Area. Buyers should expect to offer above asking price, be prepared to waive contingencies, and act fast. Coming in with strong financing and a clear strategy is essential.

How do St. Francis Heights, Daly City home prices compare to the Bay Area average?

At $1.29M, St. Francis Heights, Daly City's median sits about 27% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that St. Francis Heights, Daly City is one of the more accessible corners of the Bay Area.

Within Daly City, this area trades about 16% above the city-wide median of $1.12M.

By home type:

  • Single-family homes at $1.31M
  • Condos at $605K
What price range should I budget for in St. Francis Heights, Daly City?

Prices in St. Francis Heights, Daly City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.31M
  • Condos at $605K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is St. Francis Heights, Daly City for buyers?

St. Francis Heights, Daly City is one of the Bay Area's more competitive markets:

  • Homes sell about 11% above asking on average
  • 61% close above list price
  • 15 days typical time to go pending
  • 24% of listings have had a price reduction

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced St. Francis Heights, Daly City home?

At $1.29M with 20% down at 7.4%, your estimated total monthly cost is approximately $8,687:

  • $7,157 principal and interest
  • $1,346 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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