Serramonte, Daly City Housing Market · 2026

Data through May 2026

Serramonte, Daly City Market Snapshot

Serramonte is still one of the most competitive markets in the Bay Area, but competition is starting to ease. Here's the picture:

Based on 26 homes sold in May 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Updated weekly.

Data through May 2026

SalesWhat are homes selling for?
Median Sale Price
$930K
Down 15.5% from May 2025
Down $170K from May 2025
Homes Sold
26
Sold in the most recent month. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$5,850/mo
6.49% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$4,698
  • Property Tax$969
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
14 days
1 more day than in May 2025
Homes sell in a week or two
Sale-to-List Ratio
107.4%
Down from 108.8% in May 2025
Selling 7% above asking
% Sold Over Asking
69%
69% of homes sold above their asking price
Active Listings
4
Down 73.3% from May 2025
About 0.2 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Serramonte.

Median Sale Price
Down 15.5% year-over-year in Serramonte. Based on 26 sales in the most recent month.
Homes Sold
18% more homes sold than a year ago in Serramonte.
Total Monthly Payment
Estimated monthly cost is down 18% from a year ago in Serramonte, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.49%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Serramonte, Daly City

Is now a good time to buy in Serramonte, Daly City?

Serramonte, Daly City is still a highly competitive market, but conditions are starting to ease. Buyers should move quickly on well-priced homes and expect to offer above asking, though the most intense bidding wars may be tapering.

How do Serramonte, Daly City home prices compare to the Bay Area average?

At $930K, Serramonte, Daly City's median sits about 50% below the Bay Area average of $1.85M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Serramonte, Daly City is one of the more accessible corners of the Bay Area.

Within Daly City, this area trades about 28% below the city-wide median of $1.29M.

By home type:

  • Single-family homes at $1.40M
  • Condos at $468K
What price range should I budget for in Serramonte, Daly City?

Prices in Serramonte, Daly City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $1.40M
  • Condos at $468K

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Serramonte, Daly City for buyers?

Serramonte, Daly City is one of the Bay Area's more competitive markets:

  • Homes sell about 7% above asking on average
  • 69% close above list price
  • 14 days typical time to go pending

Buyer strategy: budget 5 to 10% above ask on well-priced listings, with financing pre-approved and offers ready to move quickly.

What will my total monthly cost be on a median-priced Serramonte, Daly City home?

At $930K with 20% down at 6.49%, your estimated total monthly cost is approximately $5,850:

  • $4,698 principal and interest
  • $969 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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