Westlake, Daly City Housing Market · 2026

Data through Sep 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Westlake, Daly City Market Snapshot

Westlake favors sellers and competition is intensifying. Here's the picture:

Based on 7 homes sold in the 3 months ending September 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through September 2026

SalesWhat are homes selling for?
Median Sale Price
$1.42M
▲ Up 21.1% from September 2025
Up $247K from September 2025
Homes Sold
7
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$9,525/mo
7.4% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$7,863
  • Property Tax$1,479
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
15 days
▼ 3 fewer days than in September 2025
Homes typically sell within a month
Sale-to-List Ratio
108.5%
▲ Up from 108.4% in September 2025
Selling 9% above asking
% Sold Over Asking
57%
More than half of homes sold above their asking price
Active Listings
4
▼ Down 61.2% from September 2025
About 1.8 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Westlake.

Median Sale Price
Up 21.1% year-over-year in Westlake. Based on 7 sales in the last 3 months.
Homes Sold
50% fewer homes sold than a year ago in Westlake.
Total Monthly Payment
Estimated monthly cost is up 28% from a year ago in Westlake, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 7.4%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Westlake, Daly City

Is now a good time to buy in Westlake, Daly City?

Westlake, Daly City favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Westlake, Daly City home prices compare to the Bay Area average?

At $1.42M, Westlake, Daly City's median sits about 20% below the Bay Area average of $1.77M. That average is skewed high by ultra-premium peninsula enclaves like Atherton and Woodside, so a more useful frame is that Westlake, Daly City is one of the more accessible corners of the Bay Area.

Within Daly City, this area trades about 27% above the city-wide median of $1.12M.

How competitive is Westlake, Daly City for buyers?

Westlake, Daly City currently favors sellers:

  • Homes sell about 9% above asking on average
  • 57% close above list price
  • 15 days typical time to go pending
  • 18% of listings have had a price reduction

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Westlake, Daly City home?

At $1.42M with 20% down at 7.4%, your estimated total monthly cost is approximately $9,525:

  • $7,863 principal and interest
  • $1,479 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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