Bay Vista, Foster City Housing Market · 2026

Data through Jul 2026

Data curated by Melanie Tan, 8 Blocks Real Estate · How this data works

Bay Vista, Foster City Market Snapshot

Bay Vista favors sellers and competition is intensifying. Here's the picture:

Based on 9 homes sold in the 3 months ending July 2026. Includes all residential types (SFH, condo, townhouse, multi-family, and others). Enough to see the trend, but individual sales still move the median. Updated weekly.

Data through July 2026

SalesWhat are homes selling for?
Median Sale Price
$2.16M
Up 9.4% from July 2025
Up $186K from July 2025
Homes Sold
9
Sold in the last 3 months. More sales = more reliable data.
Your CostWhat would you actually pay each month?
Monthly Payment
~$13,600/mo
6.71% · 30yr fixed · 20% down
Payment Breakdown
  • Principal & Interest$11,166
  • Property Tax$2,251
  • Insurance$183
CompetitionHow competitive is it right now?
Days on Market
21 days
8 more days than in July 2025
Homes typically sell within a month
Sale-to-List Ratio
105.8%
Up from 104.5% in July 2025
Selling 6% above asking
% Sold Over Asking
44%
44% of homes sold above asking, some competition
Active Listings
1
Down 64.3% from July 2025
About 0.4 months of supply. Very low, limited options for buyers

Market Trends

See how prices, monthly costs, and mortgage rates have moved in Bay Vista.

Median Sale Price
Up 9.4% year-over-year in Bay Vista. Based on 9 sales in the last 3 months.
Homes Sold
18% fewer homes sold than a year ago in Bay Vista.
Total Monthly Payment
Estimated monthly cost is up 9% from a year ago in Bay Vista, reflecting changes in both price and mortgage rates.

Includes principal, interest, estimated CA property tax (~1.25%), and estimated insurance (~$2,200/yr). HOA fees not included.

30-Year Fixed Mortgage Rate (National Avg.)
National average currently at 6.71%. Your actual rate depends on your credit, down payment, and loan type.

Frequently asked questions about Bay Vista, Foster City

Is now a good time to buy in Bay Vista, Foster City?

Bay Vista, Foster City favors sellers and competition is intensifying. Buyers should prepare strong offers and expect limited room to negotiate on well-priced listings.

How do Bay Vista, Foster City home prices compare to the Bay Area average?

At $2.16M, Bay Vista, Foster City's median is close to the Bay Area average of $1.80M.

Within Foster City, this area trades about 51% above the city-wide median of $1.43M.

By home type:

  • Single-family homes at $2.20M
  • Townhomes at $1.26M
What price range should I budget for in Bay Vista, Foster City?

Prices in Bay Vista, Foster City depend heavily on home type and specific neighborhood. Median sale prices by type:

  • Single-family homes at $2.20M
  • Townhomes at $1.26M

Individual listings vary widely based on location, size, and condition. The best calibration is to narrow to a few specific neighborhoods you are considering and look at recent sales there.

How competitive is Bay Vista, Foster City for buyers?

Bay Vista, Foster City currently favors sellers:

  • Homes sell about 6% above asking on average
  • 44% close above list price
  • 21 days typical time to go pending

Buyer strategy: well-priced homes still move quickly, but there is modest room for strong offers. Come in pre-approved with a clear plan.

What will my total monthly cost be on a median-priced Bay Vista, Foster City home?

At $2.16M with 20% down at 6.71%, your estimated total monthly cost is approximately $13,600:

  • $11,166 principal and interest
  • $2,251 property tax (California 1.25% effective rate)
  • $183 homeowners insurance

HOA fees are extra. Condo buyers typically budget an additional $300 to $700 per month for HOA, and townhome HOAs run $200 to $500.

No noise, just a quick weekly read on what's going on in your market.

Melanie Tan
Melanie Tan
DRE #02250755
“I help Bay Area buyers and sellers make confident moves with the latest market data, real local expertise, and the patience to find what's actually right for you, not the fastest close.”
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